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When you decide to buy a home there's a lot to know and do. Our six-step process makes it easier.
When you sell you are probably looking to buy again - which means twice the work. Follow our process so you know what's involved.
Property investment can be very rewarding, but it's not for everyone. Find out how it works and what's involved before you take the plunge.
Sometimes the only way to get what you really wnat is to build from scratch.
Are you getting the best out of your home loan?
 

Make sure the numbers add up before buying an investment property.

 

Affordability and return

How much could you borrow?

Save time and effort by finding out how much you could borrow before you start looking. More...

Leveraging

Understand the risks involved with leveraging. More…

Using equity in other properties

The equity in your home and in other properties can help you finance an investment property. More…

Cashflow

Positive and negative cashflow and what it all means. More…

How much rent can you charge?

Setting the right level of rent is an important part of your investment return. More…

Working out the rental yield

Use rental yield to compare different investment properties. More…

While The National Bank has taken care to ensure that this information is from reliable sources, it cannot warrant its accuracy, completeness or suitability for your intended use. To the extent permitted by law, The National Bank does not accept any responsibility or liability arising from your use of this information.

Our lending criteria, terms, conditions and fees apply.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

 

QV Insider

QV Insider is a new website that can help you find and manage property investments, including helping you evaluate capital gain and rental income.

Find out more.

Property Focus

This publication assesses the state of the New Zealand real estate market providing an independent appraisal of recent developments. View the latest report.