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When you decide to buy a home there's a lot to know and do. Our six-step process makes it easier.
When you sell you are probably looking to buy again - which means twice the work. Follow our process so you know what's involved.
Property investment can be very rewarding, but it's not for everyone. Find out how it works and what's involved before you take the plunge.
Sometimes the only way to get what you really wnat is to build from scratch.
Are you getting the best out of your home loan?
 

Use our calculators to help you work out your options – it’s all part of the service.

 

Calculators

Home loan budget planner

Find out how much you can afford to put towards your home loan repayments.

Meeting your savings goal

Work out how much you need to save regularly to meet your goal.

How long will it take to reach your savings goal?

Calculate when you’ll reach your target at your current rate of saving.

How much will you have saved?

Work out how much you’ll have saved after a given period, taking interest and tax into account.

What will it cost to sell and buy a home?

Work out your estimated total costs including real estate and legal fees, utility connections, valuation and other reports, and moving costs.

What will it cost to buy a home?

Work out your estimated total costs including legal fees, utility connections, valuation and other reports, and moving costs.

How much could I potentially borrow?

Get an estimate of the amount you could borrow to buy a home.

Work out what the repayments may be

Get an estimate of the repayments on your home loan.

Renting? Use your rent for a repayment

Find out how much you could borrow if your rent was a home loan repayment.

Investing in property? Work out a rental yield estimate.

Work out an estimate of your rate of return (before tax) on your rental property. 

Your loan to property value ratio

Calculate your home loan as a percentage of the value of your property.

Your deposit/equity vs. property value

Calculate your deposit (or your equity in your home) as a percentage of the value of your property.

Our calculators are intended to provide an indication only and are not an offer of finance by The National Bank.  Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details.

 
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Need a little lateral thinking to get the home you want? Talk to us about how we can help.

Know how much you can spend...

before you start looking. Get your home loan conditionally pre-approved - find out how.

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