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When you decide to buy a home there's a lot to know and do. Our six-step process makes it easier.
When you sell you are probably looking to buy again - which means twice the work. Follow our process so you know what's involved.
Property investment can be very rewarding, but it's not for everyone. Find out how it works and what's involved before you take the plunge.
Sometimes the only way to get what you really wnat is to build from scratch.
Are you getting the best out of your home loan?
Overview   >   1.  Affordability   >   2.  Exploring options   >   3.  Building process
 

Borrowing to build is different from borrowing to buy an existing home.

Doing your budget
How much can you borrow?
Organising your home loan
 

Affordability

Doing your budget

The first step is to figure out how much you can spend, and then find out what you can get for that money.  This means starting with your budget.  More...

How much can you borrow?

When you’re borrowing to build or renovate, you draw down your home loan in stages as the building progresses.  More...

Organising your home loan

Borrowing to build is different from borrowing to buy an existing home.  More...

Our lending criteria, terms, conditions and fees apply to all loans.  This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.